PETALING JAYA: Pinjaman sistem perbankan meningkat sebanyak 4.2 peratus tahun ke tahun, didorong oleh pinjaman isi rumah sebanyak 5.4 peratus.
Menurut Kenanga Research, pinjaman isi rumah paling banyak dalam hartanah kediaman meningkat 6.9 peratus berikutan bakal pemilik rumah memilih untuk membeli perumahan mampu milik dalam persekitaran kadar faedah yang tinggi.
“Permohonan juga berkurang sebanyak enam peratus tahun ke tahun seperti yang dijangkakan, dengan pinjaman perniagaan menjadi penyumbang utama kerana persekitaran kadar faedah yang lebih tinggi mungkin melemahkan selera pengguna untuk melakukan lebih banyak pinjaman,” katanya dalam satu nota kajian. Sementara itu, nisbah CET-1 untuk industri meningkat pada 15 peratus berbanding 14.8 peratus pada Jun 2023 apabila pemain industri menambah nilai modal selepas pengisytiharan dividen.
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